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Can I Pay Off My Loan Ahead Of Schedule?

by titansettlementassociates.com | Jan 13, 2014 | Mortgages:

Usually, Yes. Like the guy in the video says, by sending in extra money each month or making an extra payment at the end of the year you can accelerate the process of paying off the loan. When you send extra money, be sure to indicate that the excess payment is to be...

How Does The Interest Rate Factor In Securing A Mortgage Loan?

by titansettlementassociates.com | Jan 13, 2014 | Mortgages:

As you’ll see in the video, a lower interest rate allows you to borrow more money than a high rate with the some monthly payment. Interest rates can fluctuate as you shop for a loan so ask lenders if they offer a rate “lock-in” which guarantees a...

What Are “Home Warranties”, And Should I Consider Them?

by titansettlementassociates.com | Jan 13, 2014 | Selecting:

You’ll see some pictures in this video to help you remember later, but essentially, home warranties offer you protection for a specific period of time, such as one year, against potentially costly problems like unexpected repairs on appliances or home systems...

What About A Home Located In A Flood Plain?

by titansettlementassociates.com | Jan 13, 2014 | Selecting:

A flood plain is an area of land adjacent to a stream or river that experiences flooding during periods of high discharge. Watch this video and it’ll make sense. If you live in a flood plain lenders will require that you have flood insurance before lending any...

What Is Earnest Money, And How Much Should I Set Aside?

by titansettlementassociates.com | Jan 13, 2014 | Selecting:

Like the video shows, “earnest money” is money you put down to demonstrate your seriousness about buying a home. It must be substantial enough to demonstrate good faith and is usually between 1-5% of the purchase price though the amount can vary with local...
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